Kevin Bard | Retirement Planning Specialist
Kevin Bard is the Owner and Founder of Creative Asset Solutions, LLC, a respected financial consultant, educator and author. He is a retirement, and social security specialist who focuses on maximizing income solutions and protecting investment principal. His strategies have helped his clients preserve their wealth and increase their family legacy.
Over the past 20+ years Kevin has utilized a unique educational process that has allowed his clients to be better informed about the numerous income, investment and insurance choices available today. It requires thinking through the following questions:
If there was a missing piece of information that was costing you money now or that would cause a significant problem or cost in your future, when would you want to find out about it? Today? 5 or 10 years from now? Never?
If that fact or piece of information was a must know fact, would you agree you would want to know about it before making any type of financial decision, especially one that put your money at risk?
This is what makes Kevin and his firm different! They believe in identifying all the critical facts necessary to make a sound financial decision that is in your best interest before making that decision. This has enabled his clients to make better choices regarding their individual retirement needs, therefore avoiding the unforeseen financial minefields that can devastate most people’s plans. Kevin has worked extensively with qualified elder law attorneys and CPAs to make sure his clients get the most knowledgeable and up-to-date advice available.
Kevin is a series 65 investment advisor representative and holds firm to his fiduciary responsibilities; in addition he is a Chartered Federal Employees Benefits Consultant designation (CHFEBC) and holds life and health insurance licenses in multiple states. Kevin is long-standing member of the Society of Financial Service Professionals, and both the Cincinnati Area and the Eastern Michigan Better Business Bureau maintaining an A+ rating since starting Creative Asset Solutions, LLC in August of 2001. Kevin’s firm is based in Northern Kentucky with branch offices in Cincinnati, Blue Ash, West Chester and in Clinton Township, MI.
Accreditations and Affiliations:
Society of Financial Service Professionals: Founded in 1928, the Society of Financial Service Professionals is the standard bearer for excellence in professionalism, advanced continuing education, and ethical guidance for the nation’s top financial advisers. www.financialpro.org or 1-800-392-6900
Better Business Bureau of Southeast Michigan and Better Business Bureau of Cincinnati: BBB members are businesses and firms which meet tough BBB standards and agree to follow the highest principles of business ethics. You will find that no complaints have been filed with the BBB, please check us out. www.easternmichiganbbb.org or (248)223-9400.
Departments of Insurance: Michigan Indiana Kentucky Ohio
What We Do For Clients
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward.
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.
Listen Every Week!
By: Kevin Bard
When it comes to getting safer with your retirement, sometimes the
first step is the hardest. We want to make it easy for you and take away the anxiety and uncertainty that often comes with working with someone new.
Now you can read all about Kevin’s safe money strategies and how he’s helped hundreds of retirees just like you.
Did you know that Warren Buffet’s number one rule to investing is never lose money? He also has a second rule…
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